Broker Check

Planning Services

Optimist Retirement Group will assist you with all 5 key areas of your financial plan:

CASH FLOW AND TAX PLANNING

  • Spending analysis
  • Social Security optimization
  • Pension maximization
  • Tax minimization strategies
  • Coordination with your tax professional

RETIREMENT PLANNING

  • Retirement goal analysis
  • Retirement income planning
  • 401k/403b planning
  • Stock option and restricted stock planning
  • Pension option selection
  • Retirement plan rollover assistance

INVESTMENT MANAGEMENT

  • Risk based portfolio management
  • Stock, mutual fund, ETF strategies
  • Corporate, government and municipal bonds
  • Variable and fixed annuities
  • College 529 plans

RISK MANAGEMENT

  • Life insurance needs analysis
  • Disability insurance needs analysis
  • Long-Term care insurance analysis

ESTATE PLANNING

  • Estate analysis
  • Beneficiary designation assistance
  • Coordination with your estate planning attorney