Planning Services

Optimist Retirement Group will assist you with all 5 key areas of your financial plan:

• Spending analysis
• Social Security optimization
• Pension maximization
• Tax minimization strategies
• Coordination with your tax professional
  

• Retirement goal analysis
• Retirement income planning
• 401k/403b planning
• Stock option and restricted stock planning
• Pension option selection
• Retirement plan rollover assistance
  

• Risk based portfolio management
• Stock, mutual fund, ETF strategies
• Corporate, government and municipal bonds
• Variable and fixed annuities
• College 529 plans
  

• Life insurance needs analysis
• Disability insurance needs analysis
• Long-Term care insurance analysis

• Estate analysis
• Beneficiary designation assistance
• Coordination with your estate planning attorney